If you have ever experienced coming back from a vacation with your family and feel like you need a vacation for yourself, you are not alone. Traveling is very nice because it helps you unwind, but the stress levels can become significantly high when you are going with kids – you have to cram in activities such as sightseeing, navigating your entire household, planning out activities, packing items and making sure everything goes smoothly.
However, there is a possible solution you might not have explored yet: credit cards for families. This tool seems very unassuming, but it can become your best friend when you are out for adventures with your family because it acts like a nifty efficient suitcase. It helps you save money and eases your trip in so many ways, which we will discuss in the article below.
You get VIP treatment at the airport
You might not think much about it, but your travel credit will have an annual fee that accumulates in it. The benefits you are getting from the annual fees will actually come in handy when you are traveling with your family, because it helps you save money in many ways.
These benefits might include relaxing in airport lounges, which allows you to get plenty of servings for drinks and food without the struggle of waiting in long lines for airport vendors. You will also have the chance to recharge yourself while your family has fun doing their own thing. Another benefit you might get is free checked bags, which you can distribute to your kids, or cutting costs on airbag fees, and so on.
The credit card you decide to go for will depend on your budget, because some cards are more expensive to maintain compared to others. However you will stand to get many advantages compared to the average traveler, especially if you maintain your credit card for a long time.
Get an extra night where you are staying
Many banks also enter into deals with hotels that allow their loyal customers to gain benefits like an extra night at their hotel. These include some that grant you one free night, all expenses covered, when you hold the account for at least one year. This will save you money so that you do not need to look for extra money when trying to book another room, but also allow you to relax for another day.
One benefit that stands is the saving up of your money that you would have used in the vacation, and use it for something else such as taking your spouse for a special dinner – something that might not be possible otherwise.
On the checkout day, you are allowed to sleep in
This applies mainly if you have a co-branded hotel card, and it can be a part of the elite treatment you experience when you have credit card benefits. For instance, you are allowed to have extended check-out periods, where you checkout some hours later than usual, or even early check-ins.
When you are traveling with kids, that means you are not in a frenzy trying to get everyone together, get them dressed or become stressed trying to organize everything – you can move at the pace you want, and still make your last day count.
You might also get other benefits with such card arrangements. For instance, getting free Wi-Fi in your hotel room, getting a room upgrade, or even concierge services. All these will contribute to making your life on the road much easier, even when children might stress you sometimes.
For any unexpected expenses, you can handle them easier
If there is one major risk of travel, it is the rise of unexpected expenses – especially when it runs the risk of strapping your money for everything else. That risk is multiplied when you have kids, and you are forced to buy things you never planned for. In such a case, having a credit card with you will make things much easier, compared to only having cash.
You no longer need to struggle with looking for coins and bills from your wallet when you are buying something for the brood, or bring the wallet when you are going to the beach with them (a major security risk),. You only need to charge the expense to your room and settle it later, or carry your credit card when going out.
You can pay the amounts you spend over time, without interest
Travel can be a major budget-dent even if you are frugal, and more so when you are going with your family. Some credit cards will therefore give the chance to pay off your expenses, all at zero interest.
Traveling on a budget when you have a family to take care of might seem impossible, but it helps to be prepared. Having a credit card will go a long way to easing the whole travel experience, and you will not go back home feeling more exhausted than when you left.